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Consumer disclosure

As part of the William D Ford Federal Direct Loan Program – Standards for Participation - the US government requires institutions which offer Federal Student Loans to disclose the following consumer information. If you require any further information about the content, please email the Fees and Finance Team.

The University’s general terms and conditions in respect of an offer of a place on a Degree programme also apply.

Student financial aid information

For information about all need based and non-need based federal, local, private and Institutional student financial assistance available to US students (listed below) at the University of Bradford, please see our American and Canadian Funding page.

Facilities and services available to students with disabilities

Students should be aware of disability support and that any related additional costs can be included in their Cost of Attendance when applying for Federal or private loans.

Price of attendance

For information about the price of attendance, including tuition and fees, books and supplies, room and board, transportation costs, and any other additional costs, please see our pages below or contact your academic department for further information:

Tuition Fees and how to pay

The Cost of Attendance calculation (COA) is based on tuition fees/accommodation/living costs and calculated after 
taking into account the students EFC.

All prospective borrowers are issued with a detailed cost of attendance calculation.

Refund policy, withdrawals and return of Title IV financial aid

For information about Bradford’s refund policy, please see our Tuition fee page for the Universities fee liability policy.

Requirements for the return of Title IV funds are published at our Return of Title IV funds page.

Academic Programme Information

For information about current taught degree programmes and other educational and training programmes available at the University, please see our course finder page.

All students at the University of Bradford sign to agree to follow the General Academic Regulations as part of the registration process. These can be viewed using the following General Academic Regulations as part of the registration process.

Transfer of credit policies and articulation agreements

For information relating to transfer of credits please see the Guide to the Recognition of Prior Learning (RPL) where the policy can be viewed.

Copyright Policy, General Information and Statements

Unauthorised distribution of copyrighted material, including unauthorized peer-to-peer file sharing, may subject you to civil and criminal liabilities. Please see the Universities policies regarding copyright.

Safeguarding Customer Information

Information regarding Data Protection.

School and Programme accreditation, approval or licensure

In the UK, the power to award degrees is regulated by law.  The University of Bradford received its Charter as an independent institution in 1966.

Please see the list on the UK Government website for accredited institutions.

The Office for Students maintains a register of Higher Education Providers.

University Policies

A full list of University of policies and procedures.

Textbook information

Information about any required and recommended textbooks for your course will be provided to you by your Faculty. Should you require specific information about textbooks, please contact your Faculty for advice. You are not required to buy books from a specific book shop.

Completion/graduation and transfer-out rates for students receiving athletically related student aid

Bradford does not offer any Athletics related Aid or Scholarships.

Retention rate, Completion/graduation and transfer-out rates and Placement in employment, types of graduate and professional education in which the school's graduates enrol and job placement rates

Please see the HESA website.

Intercollegiate athletic programme participation rates and financial support data

Bradford does not have an 'intercollegiate athletic programme' as defined by the US Department of Education. However we offer a variety of opportunities for students wishing to engage in sport and physical activity.

Privacy of student records

Your rights are outlined in the School Privacy Notices.

Should you have a complaint about the processing of your US loan, you have the right to file a complaint with the US Department of Education, although it would be preferable that you contact the School first so that we can try to resolve the problem for you.

Student loan information published by the US Department of Education

Bradford will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV HEA (Higher Education Act) loan programs.

National Student Loan Data System (NSLDS)

If you take out a federal loan at Bradford, we will submit the details of your loan to NSLDS and this data will be accessible to guarantee agencies, lenders and schools determined to be authorised users of the data system.

Entrance counselling for student loan borrowers

Prior to the first disbursement, first-time borrowers (other than for Parent PLUS loans) will be provided with comprehensive information on the terms and conditions of the loan and of the borrower’s responsibilities through entrance counselling. At Bradford, entrance counselling is required to be completed via before a loan will be approved.

Exit counselling for student loan borrowers

The School will provide exit counselling to borrowers of loans (other than for Parent PLUS loans) shortly before the student borrower ceases at least half-time study at the school. At Bradford, exit counselling should be completed via Any student who fails to complete exit counselling via will be emailed a copy of the exit counselling guide, produced by the US Department of Education.

PLUS counselling for student loan borrowers

Prior to the first disbursement, borrowers who are informed by the US Department of Education that they have an adverse credit history (and have obtained an approved endorser or documented to the satisfaction of the US Department of Education that there are extenuating circumstances related to the adverse credit history) will be required to undertake PLUS counselling. At Bradford, PLUS counselling is required to be completed via before a loan will be approved. 

Code of conduct for education loans

Bradford’s code of conduct for US education loans is as follows:

In order to prohibit a conflict of interest with the responsibilities of an agent with respect to private education loans, all agents at the School with responsibility for US loans are prohibited from:

  • revenue-sharing arrangements with any lender;
  • receiving gifts from a lender, a guarantor, or a loan servicer;
  • contracting arrangements providing financial benefit from any lender or affiliate of a lender;
  • directing borrowers to particular lenders* or refusing or delaying loan certifications;
  • offers of funds for private loans;
  • call centre or financial aid office staffing assistance; and advisory board compensation.

All agents with responsibility for US loans are reminded at least annually of the code.

If you are applying for a private US student loan, Bradford will work with whichever private lender you decide to use, if they are willing to work with us. Please note that we are only aware of one lender currently offering such loans, which is Sallie Mae. Sallie Mae is not a preferred lender and this does not represent a preferred lender arrangement.

FERPA (Family Education Rights and Privacy Act)

The University’s policies on Freedom of Information and Advice on Plagiarism and Academic Misconduct should be referred to by students wanting more information on this topic.