Skip to content
Open menu Close menu

Living Cost (Maintenance) Loans (Undergraduate - Home)

2017 entry: Help from the Government

This goes towards your living and learning costs, is income-related and is paid directly to the student.

Maximum loans

The maximum loans available for 2017 entry are shown below:

  • £7,097 for students living at home (studying outside London)
  • £8,430 for students living away from home (studying outside London)
  • £11,002 for students studying in London.

How is the loan amount calculated?

  • Not all students will receive the maximum student loan.
  • Students are all eligible for a set percentage of the loan, with the remaining proportion dependant on your family income. 
  • The Student Finance Service will calculate the amount of student loan that you are eligible to receive.

How is the loan paid to the student?

  • Loans are usually paid in three instalments - one at the start of each term.


  • Student loans for living costs are repaid along with the student loans for fees when you are in employment and earning over £21,000 per year.
  • Any outstanding loan balances (except arrears) will be written off after 30 years.