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Dr Rashmi Arora

Associate Professor

Faculty/Dept/School School of Social Sciences
(Faculty of Management, Law and Social Sciences)
Telephone +441274 236802


Dr Arora has worked earlier as Research Fellow in the Department of Accounting, Finance and Economics, Griffith Business School, Griffith University, Australia. In 2007 she was a Postdoctoral Research Fellow at the Centre for Asia Pacific Social Transformation Studies, University of Wollongong, Australia. She has also worked as Assistant Adviser and Research Officer in the Reserve Bank of India (India’s central bank) in its economic policy department for several years before moving to academia. 


Development Economics, Macroeconomics, Finance and Development, Economic Growth and Development, Less Developed Regions

Professional activities

  • Griffith Institute of Higher Education, Griffith University, Australia - Graduate Certificate in Higher Education
  • University of Auckland, New Zealand - PhD
  •  Jawaharlal Nehru University, New Delhi, India - Master of Philosophy
  • 01-JAN-82: Lucknow University, India - Master of Arts (Economics)
  • 01-JAN-17: University of Bradford, United Kingdom - Senior Lecturer
  • 01-JAN-13: Bradford Centre for International Development, University of Bradford, United Kingdom - Lecturer
  • 01-JAN-10: Griffith Business School, Griffith University, Australia - GBS Postdoctoral Research Fellow
  • 01-JAN-09: University of Auckland, New Zealand - Tutor
  • 01-JAN-07: University of Wollongong, Australia - CAPSTRANS Postdoctoral Research Fellow
  • 01-JAN-91: Reserve Bank of India, Mumbai, India - Assistant Adviser
  • 01-JAN-84: Reserve Bank of India, Mumbai, India - Research Officer
  • American Economic Association, member
  • New Zealand South Asia Centre, University of Canterbury, Christchurch, Associate member
  • Association of Indian Economic and Financial Studies (AIEFS), USA, Academic
  • Associate Member, New Zealand South Asia Centre, University of Canterbury, Christchurch, New Zealand
  • Royal Economic Society, UK
  • The New Zealand Asian Studies Society, New Zealand
  • Member,University External Examiners and External Experts Committee
  • Panel member, University Research Practice Innovation Group
  • Panel member, Humanities, Social and Health Sciences Research Ethics Panel
  • Professional Development Course for External Examining, University of Bradford
  • General Administration: Earlier Coordinator, Staff & Student Liaison Committee for BCID
  • Other: Editor, Development Working Paper Series
  • Programme Leader: Department Post Graduate Research Coordinator
  • Senior Fellow: Honorary Senior Fellow, Alliance for Advanced Research & Development Initiatives, Chennai, India
  • Associate Member: New Zealand South Asia Centre, University of Canterbury, Christchurch, New Zealand


TitleFinancing for Sustainable Development Goals (SDGs) in the era of COVID-19 and beyond (Introduction) (2023)
AuthorsRashmi Arora, Tapan Sarker
JournalEuropean Journal of Development Research
TitleThe determinants of bank branch location in India: An empirical investigation (2021)
AuthorsQuanda Zhang, Rashmi Umesh Arora, Sisira Colombage
JournalInternational Journal of Bank Marketing
DOIDOI (10.1108/IJBM-07-2020-0395)
TitleRegional Financial Disparity in India: Can it be measured? (2021)
AuthorsRashmi Umesh Arora, P.B.Anand
JournalJournal of Institutional Economics
PublisherCambridge University Press
TitleFinancial Development, Human Capital and Economic Growth: The Indian Case (2020)
AuthorsArora, R. & Jalilian, H.
JournalJournal of Banking, Finance and Sustainable Development
TitleBanking in the shadows: a comparative study of China and India (2019)
AuthorsArora, Rashmi; Zhang, Q.
JournalAustralian Economic History Review
TitleDo public sector banks promote regional growth? Evidence from an emerging economy (2018)
AuthorsArora, Rashmi; Wondemu, Kifle Asfaw
JournalReview of Urban and Regional Development Studies
TitleFinancial sector development and smart cities: The Indian case (2018)
AuthorsArora, Rashmi
JournalSustainable Cities and Society
TitleEconomic reforms, growth and well-being: evidence from India (2015)
AuthorsArora, Rashmi; Ratnasiri, S.
JournalJournal of Economic Policy Reform
TitleRecent growth experiences of Asian tigers: where does India stand? (2015)
AuthorsArora, Rashmi; Ratnasiri, S.
JournalInternational Journal of Social Economics
TitleDoes trade liberalization promote regional disparities? Evidence from a multiregional CGE model of India (2014)
AuthorsNaranpanawa, A.; Arora, Rashmi
JournalWorld Development
TitleFinancial integration of South Asia: an exploratory study. (2014)
AuthorsArora, Rashmi; Ratnasiri, S.
TitleInequality in carbon emissions at sub-national level in India. (2014)
AuthorsArora, Rashmi
JournalJournal of Developing Areas
TitleAccess to finance: an empirical analysis (2014)
AuthorsArora, Rashmi
JournalEuropean Journal of Development Research
TitleFood subsidies for the poor in India: Are they working? (2013)
AuthorsArora R.
JournalJournal of Asian Public Policy
TitleFinancial Inclusion and Human Capital in Developing Asia: The Australian connection (2012)
AuthorsArora R.
JournalThird World Quarterly
TitleFiscal sustainability in India at state level published in Public Finance and Management (2012)
AuthorsTony Makin; Rashmi Arora
JournalPublic Finance
TitleFinance and inequality: A study of Indian states (2012)
AuthorsArora R.
JournalApplied Economics
TitleGender Inequality, Economic Development, and Globalisation: A State Level Analysis of India (2012)
AuthorsRashmi Arora
JournalJournal of Developing Areas
TitleBank Credit and Economic Development: An Empirical Analysis of Indian States (2009)
AuthorsRashmi Arora
JournalJournal of Asian Public Policy
TitleGlobalization and stages of development: An exploratory analysis (2009)
AuthorsArora R.
JournalReview of Urban and Regional Development Studies
TitleGender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access (2020)
AuthorsR.U. Arora
TitleBank Credit and Development - A Study of Uttar Pradesh, India (2009)
TitleRole of Finance in Development (accepted) (2022)
AuthorsRashmi Arora
JournalElgar Encyclopaedia of Development
PublisherEdward Elgar Publishers
TitleRostow Stages of Economic Growth (accepted) (2021)
AuthorsRashmi Arora
JournalElgar Encyclopaedia of Development
PublisherEdward Elgar Publishers
TitleDigital financial services, gendered digital divide and financial inclusion: Evidence from South Asia (2021)
AuthorsRashmi Umesh Arora
JournalThe Digitalization of Financial Markets: The Socioeconomic Impact of Financial Technologies
TitleFinance and women empowerment in India: Can financial literacy help? (2021)
AuthorsRashmi U. Arora
JournalEnvironment, Development and Culture in South and East Asia: Local, Regional and International Perspectives
PublisherSpringer Nature
TitleLinks between financial inclusion and financial stability: A study of BRICS (2021)
AuthorsArora, Rashmi
JournalHandbook of BRICS and Emerging Economies
PublisherOxford University Press
TitleFinancial inclusion: Understanding concept, barriers and measurement (2017)
AuthorsArora R.
JournalFinancial Inclusion for Poverty Alleviation: Issues and Case Studies for Sustainable Development
TitleGovernment intervention and financial sector development (2017)
AuthorsArora, Rashmi
JournalDevelopment Finance: Opportunities and Challenges
TitleHow solid are the BRICS? An economic overview (2014)
AuthorsMakin A.;Arora R.
JournalThe Rise of the BRICS in the Global Political Economy: Changing Paradigms?
TitleIs Finance Accessible to All in South Asia? (2011)
AuthorsRashmi Arora
JournalPublic Policy Reforms on Development: Challenges before Emerging Economies (A Source Book)
PublisherMacmillan Publishers India Ltd.
TitleUrban Transformation of Less Developed Regions: A Case Study of Uttar Pradesh, a Province in India (2008)
AuthorsArora, R. U
JournalA. Thornton & A. McGregor (Eds.), Southern perspectives: proceedings of the 5th biennial conference of the Aotearoa New Zealand International Development Studies Network (DevNet)
PublisherUniversity of Otago
TitleDoes Size Matter? Impact of Population on Economic Development in Uttar Pradesh (2008)
AuthorsArora, R.U.
JournalR. Ghosh, K.R. Gupta and P. Maiti (Eds.), Development Studies
PublisherAtlantic Publishers
Publication NameFinancial Development, Economic Growth and Human Capital Accumulation: What is the link? in 55th Annual Conference of the New Zealand Association of Economists (NZAE) (2014)
AuthorsDas, K.K., Harper J. and Arora, R.U.
Other typeWorking Paper
TitleParameters of managerial effectiveness and development of third sector managers: An empirical study of HIV/AIDS NGO managers in India (2019)
AuthorsShehnaz Kazi and Farhad Analoui
Other typeEncyclopedia Entry
TitleCentral Banking, Development Aspects (110-112)Reserve Bank of India (599-601); Monetary Policy (475-477); Indian Agriculture (11-16); Financial Institutions (254-257) (2011)
AuthorsRashmi Arora
PublisherABC_CLIO, California
Title Author(s)
Finance and Human Capital: How Close is the Link? (2011)Rashmi Arora
Urban Transformation of Less Developed Regions: A Case Study of Uttar Pradesh, a Province in India (2006)Rashmi Arora