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Dr Ilias Kapsis

Associate Professor

Faculty/Dept/School School of Law
(Faculty of Management, Law and Social Sciences)
Telephone +441274 235644


Ilias graduated from the Law School of Aristotle University, Thessaloniki, Greece in 1995. He qualified as a Greek lawyer in 1998. From 2001-2008 Ilias studied law as a LLM and PhD researcher at the University of Bristol. In 2005 he completed his PhD thesis in European Competition Law and in 2009 he completed a LLM by Research on the legal status of Sustainable Development. In 2010 he obtained a Postgraduate Certificate in Higher Education Practice at the University of Bradford and in 2019 he completed a MBA degree at the University of Bradford. 

Ilias joined the Law School of the University of Bradford as a full-time lecturer in August 2008.


Ilias's expertise includes Banking & Finance Law, Commercial Law, Technology Law, Competition Law and Law of Sustainable Development.  My research has focused on financial services, technology and energy with emphasis on financial regulation; fintech; cryptocurrencies; money laundering; artificial intelligence; data protection; bank competition; corporate social responsibility in financial services and energy; unconventional and renewable energy. 

Current PhD students:

  • Tamarakemiebi Koroye, Analysing the Adoption of a Digital Currency by the African Union in Promotion of the AFCFTA and a Singular  and  Singular Continental Market (Principal Supervisor)
  • Henrieta Foli, The Regulation and Supervision of Financial Intermediaries: A Comparative Assessment of the Legal Regime for Collapsing Banks in Ghana and the United Kingdom (Principal Supervisor)
  • Xingyu Chen, Foreign Direct Investment in the EU and UK after Brexit (Principal Supervisor)
  • Mohammad Imran, Issues in implementing electronic Bill of lading (Principal Supervisor)
  • Iftikhar Ahmed, Switching from Paper to Electronic Bill of Lading: Legal Schemes and Reform Options in Pakistan and United Kingdom (Principal Supervisor)
  • Moses Dickson, Bilateral Investment Treaties and the Protection of Environmental Rights: A case study for Nigel Delta (Co-supervisor)

Ilias Kapsis (2020), "Regulation of Artificial Intelligence: Current Issues and Debates", AI Tech North 2020. 

Conference Presentations:

-Ilias Kapsis (2023) "Proposing a new model for the regulation of digital assets and technological innovation" Conference on Financial Law and Regulation, London School of Economics, 12 September.

-Ilias Kapsis (2023), "The new EU AML/CFT legislative package: have lessons been learned?" Society of Legal Scholars Annual Conference, Oxford Brookes, 27-30 June.

-Neeti Shikha, Ilias Kapsis (2023), "Exploring  Insolvency and Resolvability Options for Indian Banks" Society of Legal Scholars Annual Conference, Oxford Brookes, 27-30 June. 

-Ilias Kapsis (2023), The end of the 'too-big-to-fail' bank problem in EU: a myth or a (soon to be) reality? Annual Socio-Legal Studies Association Conference, Ulster University, 4-6 April. 

-Ilias Kapsis, Neeti Shikha (2023), “The Single Resolution Mechanism for Failing Banks in the European Union: Lessons for India”, 2nd International Research Conference on Insolvency and Bankruptcy, Insolvency and Bankruptcy Board of India, Indian Institute of Management, Bangalore campus, India, 23rd- 25th February.

-Ilias Kapsis (2022), "Lessons for Regulators and Supervisors from the Implementation of FATF Standards on Virtual Assets and Virtual Asset Service Providers", Conference: Cryptocurrencies, Smart Contracts, and Alternative Payments, Institute of Advanced Legal Studies, London, 13-14 Oct.

-Ilias Kapsis (2022), "Seeking the Right Balance: the Regulation on the European Crowdfunding Service Providers", Society of Legal Scholars Annual Conference. King's College London, 6-9 September.

-Ilias Kapsis (2022), "A critical Review of the Application of Investor Protection Rules under EU Law to Cases Involving Robo-advisors",  Conference on Financial Law and Regulation, UCL London, 30 June – 1 July 2022.

-Engobo Emeseh, Pedi Obani, Ilias Kapsis  (2022) "Mainstreaming Sustainability in Legal Education: An Interdisciplinary Approach at the University of Bradford School of Law", Directions in Legal Education 2022, Online Conference, Chinese University of Hong Kong,10-11 June.

-Ilias Kapsis (2022), Regulation of Unsecured Credit: the case of Buy Now Pay Later" Annual Socio-Legal Studies Association Conference, York University, April.

-Ilias Kapsis (2021), “Is the FATF Framework for the Regulation of Crypto-assets Fit for Purpose? Looking at the Evidence two Years after its Adoption”, Society of Legal Scholars Annual Conference, University of Durham, September.

-Ilias Kapsis (2021), “When Digital Transformation met MiCA: a Critical Review of the Commission’s Proposed Framework for the Regulation of Crypto-assets ”, Annual Socio-Legal Studies Association Conference, Cardiff University, April.

-Ilias Kapsis (2020), "Regulating Artificial Intelligence Use in Financial Services: the Case of European Union". Society of Legal Scholars Annual Conference, University of Exeter, September.

-Ilias Kapsis (2019), “Should we trade market stability for more financial inclusion? The case of crypto-assets’ regulation in EU”, Conference, FinTech, Artificial Intelligence and the Law: Right balance of financial in-novation and inclusion?, Liverpool John Moores University, June. 

-Ilias Kapsis (2019), “Cryptocurrencies: the Quest for Legitimacy”, Society of Legal Scholars Annual Conference, University of Central Lancashire, September.

-Ilias Kapsis (2019), “The EU approach to fintech: balancing innovation, competition and stability in financial markets”, Annual Socio-Legal Studies Association Conference, Leeds, April.

-Ilias Kapsis (2018), “The Evolving nature of Money Laundering and the Failure of the Law”, Annual Socio-Legal Studies Association Conference, Bristol, March.

-Ilias Kapsis (2017), “The consequences of reforms to financial regulation for the financial services industry and beyond”, Annual Socio-Legal Studies Association Conference, Newcastle, April.

-Ilias Kapsis (2017), “Can Banks be socially responsible actors?” Annual Socio-Legal Studies Association Conference, Newcastle, April.

-Ilias Kapsis (2014), “Criminal Liability for Senior Bankers under the Financial Services (Banking Reform) Act”,Annual Conference of the Society of Legal Scholars, Nottingham, September.

-Ilias Kapsis (2013), “UK Banking reform: ring-fencing banks for stability but at what cost?” Annual Socio-Legal Studies Association Conference, University of York, March.

-Ilias Kapsis (2012), ‘Reform of Financial Regulation In UK: Have We Learned The Lessons?’, Annual Socio-Legal Studies Association Conference, De Montfort Law School, UK, April.

-Ilias Kapsis (2012), ‘Reform Of Financial Regulation In UK: Have We Learned The Lessons?’, Annual Conference of the Society of Legal Scholars, Bristol, UK, September.

-Ilias Kapsis (2011), ‘The New European Supervisory Architecture for the Financial Sector’, Annual Socio-Legal Studies Association Conference, Sussex, April.

-Ilias Kapsis (2010) ,"Challenges for Competition Policy in EU Banking Sector in a Post-crisis Environment", Society of Legal Scholars Conference, Southampton, September.

-Ilias Kapsis (2010), "The Implications of the Recent Financial Crisis For Competition in EU Banking Sector", Annual Socio-Legal Studies Association Conference, Bristol,  March.


Teaching interests

Teaching interests:

Banking & Finance Law, Regulation of Fintech & Virtual Assets, Regulation of technology & Artificial Intelligence, International Commercial Law, Law of E-Commerce, Land Law, Competition Law.  

Professional activities

  • 01-JAN-95: Aristotle University, Thessaloniki, Greece -  Law degree
  • 01-JAN-05: University of Bristol -  PhD
  • 01-JAN-09: University of Bristol - LLM
  • 01-JAN-19: University of Bradford - MBA
  • Fellow: Fellow of the Higher Education Academy


TitleA Truly Future-Oriented Legal Framework for Fintech in the EU (2020)
AuthorsKapsis Ilias
JournalEuropean Business Law Review
TitleBlockchain and cryptocurrencies: essential tools in a two-tier financial system (2020)
AuthorsKapsis Ilias
JournalCapital Markets Law Journal
TitleArtificial intelligence in financial services: systemic implications and regulatory responses (2020)
AuthorsKapsis, Ilias
JournalBanking and Financial Services Policy Report: A Journal on Trends in Regulation and Supervision
TitleSticks or carrots? How to make British Banks more socially responsible (2019)
AuthorsKapsis, Ilias
TitleCompetition law and policy for the EU banking sector in a period of increased economic uncertainty (2012)
AuthorsKapsis Ilias
JournalInternational Journal of Law and Management
TitleThe impact of the recent financial crisis on EU competition policy for the banking sector (2010)
AuthorsKapsis I.
JournalJournal of International Trade Law and Policy
TitleLegal Skills (2011)
AuthorsLisa Cherkassky (author), Julia Cressey (author), Christopher Gale (author), Jessica Guth (author), Ilias Kapsis (author), Robin Lister (author), William Onzivu (author), Steve Rook (author), Jackie Ford (author of contributions), Peter Morgan (author of contributions)
PublisherMacmillan Education
TitleShould we Trade Market Stability for More Financial Inclusion? The Case of Crypto-assets’ Regulation in EU (2021)
AuthorsKapsis Ilias
JournalFinTech, AI and the Law
TitleCrypto-assets and Criminality: a Critical Review (2021)
AuthorsKapsis Ilias
JournalOrganised Crime, Financial Crime and Criminal Justice
PublisherRoutledge, Taylor Francis
TitleThe Court of Justice of the European Union (2019)
AuthorsIlias Kapsis
JournalEuropean Union Politics (6th Ed.)
PublisherOxford University Press
TitleThe Court of Justice of the European Union (2016)
AuthorsKapsis, Ilias
TitleThe Courts of the European Union (2013)
AuthorsIlias Kapsis
JournalEuropean Union Politics (4th Ed.)
PublisherOxford University Press
TitleThe Courts of the European Union (2009)
AuthorsIlias Kapsis
JournalEuropean Union Politics (3rd Ed.)
PublisherOxford University Press
TitleThe Courts of the European Union (2007)
AuthorsIlias Kapsis
JournalEuropean Union Politics (2nd Ed.)
PublisherOxford University Press
Other typeBook Review
TitleGoode on Legal Problems of Credit and Security (4th revised edition) (2010)